XYF X Financial

$4.62+4.41%
B
Dividend Yield11.99%
Annual Dividend$0.52
Payout Ratio
N/A
Consecutive Years2 yrs
Frequencysemi-annual
Next Ex-Date
N/A

Dividend Grades

vs Financial Services sector
B
Overall
A+
Yield
A+
Growth
N/ASafety
D
Consistency
C
Performance
MetricXYFSector Median
Dividend Yield11.99%3.27%
Dividend Growth (5Y)5.31%
Payout Ratio36.0%
Consecutive Years Paid313
1Y Total Return-55.5%8.8%

Grades compare this stock to Financial Services sector peers using percentile ranks. A+ = top 10%, F = bottom 10%. See methodology →

1-Year Growth

53.53%

3-Year Growth

N/A

5-Year Growth

N/A

10-Year Growth

N/A

Key Dividend Dates

Next Ex-Date

N/A

Next Payment

N/A

Last Ex-Date

Sep 26, 2025

Last Payment

Oct 15, 2025

Dividend History

Ex-DateAmountChange
Sep 26, 2025$0.2720+8.80%
Jun 20, 2025$0.2500+47.06%
Sep 4, 2024$0.17000.00%
May 9, 2024$0.17000.00%
Sep 18, 2023$0.1700-35.61%
Apr 4, 2019$0.2640N/A

Payout Ratio (Earnings)

N/A

FCF Payout Ratio

N/A

Peer Comparison

SymbolCompanyYield
VVisa Inc.0.84%
MAMastercard Incorporated0.63%
AXPAmerican Express Company1.11%
COFCapital One Financial Corporation1.54%
PYPLPayPal Holdings, Inc.0.64%

Frequently Asked Questions

Does X Financial pay a dividend?

Yes, X Financial (XYF) pays a semi-annual dividend with a yield of 11.99%.

What is XYF's dividend yield?

XYF's current dividend yield is 11.99%. The annual dividend is $0.52.

When is XYF's next ex-dividend date?

The next ex-dividend date for XYF has not been announced yet.

How many years has X Financial increased its dividend?

X Financial has increased its dividend for 2 consecutive years.

About this data

Dividend data sourced from Financial Modeling Prep. Prices updated daily after market close.

Payout ratio — trailing 12-month dividends paid / trailing 12-month net income.

Consecutive years — calendar years with a higher total annual dividend than the prior year.

Growth rates — annualized, comparing the most recent full year total to the total N years prior.

For informational purposes only. Not investment advice.

Data as of March 23, 2026. Source: Financial Modeling Prep. Prices and yields updated daily after market close.