LOB — Live Oak Bancshares, Inc.

$31.58-0.53%

C+

Dividend Yield0.38%

Annual Dividend$0.12

Payout Ratio

Safe5.40%

Consecutive Years0 yrs

Frequencyquarterly

Next Ex-Date

N/A

Dividend Grades

vs Financial Services sector

C+

Overall

Yield

D+

Growth

A+

Safety

C+

Consistency

B-

Performance

Metric	LOB	Sector Median	Percentile
Dividend Yield	0.38%	3.27%	3th
Dividend Growth (5Y)	0.00%	5.31%	20th
Payout Ratio	5.4%	36.0%	93th
Consecutive Years Paid	12	13	45th
1Y Total Return	+16.9%	8.8%	57th

Grades compare this stock to Financial Services sector peers using percentile ranks. A+ = top 10%, F = bottom 10%. See methodology →

1-Year Growth

0.00%

3-Year Growth

0.00%

5-Year Growth

0.00%

10-Year Growth

19.62%

Key Dividend Dates

Next Ex-Date

N/A

Next Payment

N/A

Last Ex-Date

Mar 5, 2026

Last Payment

Mar 15, 2026

Dividend History

Ex-Date	Payment Date	Amount	Type	Change
Mar 5, 2026	Mar 15, 2026	$0.0300	Cash	0.00%
Dec 2, 2025	Dec 15, 2025	$0.0300	Cash	0.00%
Sep 2, 2025	Sep 15, 2025	$0.0300	Cash	0.00%
Jun 3, 2025	Jun 17, 2025	$0.0300	Cash	0.00%
Feb 25, 2025	Mar 11, 2025	$0.0300	Cash	0.00%
Dec 2, 2024	Dec 16, 2024	$0.0300	Cash	0.00%
Sep 3, 2024	Sep 17, 2024	$0.0300	Cash	0.00%
Jun 4, 2024	Jun 18, 2024	$0.0300	Cash	0.00%
Feb 26, 2024	Mar 12, 2024	$0.0300	Cash	0.00%
Nov 27, 2023	Dec 12, 2023	$0.0300	Cash	0.00%
Sep 1, 2023	Sep 19, 2023	$0.0300	Cash	0.00%
Jun 6, 2023	Jun 21, 2023	$0.0300	Cash	0.00%
Feb 27, 2023	Mar 14, 2023	$0.0300	Cash	0.00%
Nov 28, 2022	Dec 13, 2022	$0.0300	Cash	0.00%
Sep 2, 2022	Sep 20, 2022	$0.0300	Cash	0.00%
May 27, 2022	Jun 14, 2022	$0.0300	Cash	0.00%
Feb 28, 2022	Mar 15, 2022	$0.0300	Cash	0.00%
Nov 26, 2021	Dec 13, 2021	$0.0300	Cash	0.00%
Sep 3, 2021	Sep 21, 2021	$0.0300	Cash	0.00%
May 24, 2021	Jun 8, 2021	$0.0300	Cash	0.00%

Payout Ratio (Earnings)

5.4%

Safe

FCF Payout Ratio

7.9%

Safe

Financial Snapshot

Period	Revenue	Net Income	EPS	FCF
Q1 2025	$213.10M	$9.67M	$0.21	$102.68M
Q2 2025	$224.28M	$23.39M	$0.51	$206.74M
Q3 2025	$231.43M	$26.47M	$0.56	-$309.43M
Q4 2025	$239.66M	$46.12M	$0.96	$70.39M

Analyst Ratings (Last 90 Days)

Buy: 0Hold: 1Sell: 0

Peer Comparison

Symbol	Company	Yield	Payout	Years	Growth 5Y	Market Cap
HDB	HDFC Bank Limited	4.31%	N/A	4	N/A	$152.44B
IBN	ICICI Bank Limited	0.99%	N/A	5	N/A	$100.20B
MFG	Mizuho Financial Group, Inc.	2.28%	N/A	3	4.12%	$100.17B
PNC	The PNC Financial Services Group, Inc.	3.32%	40.40%	15	7.49%	$81.36B
USB	U.S. Bancorp	3.98%	44.10%	15	3.96%	$79.63B

Frequently Asked Questions

Does Live Oak Bancshares, Inc. pay a dividend?

Yes, Live Oak Bancshares, Inc. (LOB) pays a quarterly dividend with a yield of 0.38%.

What is LOB's dividend yield?

LOB's current dividend yield is 0.38%. The annual dividend is $0.12.

When is LOB's next ex-dividend date?

The next ex-dividend date for LOB has not been announced yet.

How many years has Live Oak Bancshares, Inc. increased its dividend?

Live Oak Bancshares, Inc. has increased its dividend for 0 consecutive years.

Compare LOB:

LOB vs HDB LOB vs IBN LOB vs MFG LOB vs PNC

About this data

Dividend data sourced from Financial Modeling Prep. Prices updated daily after market close.

Payout ratio — trailing 12-month dividends paid / trailing 12-month net income.

Consecutive years — calendar years with a higher total annual dividend than the prior year.

Growth rates — annualized, comparing the most recent full year total to the total N years prior.

For informational purposes only. Not investment advice.

Data as of March 23, 2026. Source: Financial Modeling Prep. Prices and yields updated daily after market close.